SchoolChamp offers you multiple payment methods. Whatever your online mode of payment you choose, you can rest assured that SchoolChamp's trusted payment gateway partners provide secure encryption technology to keep your transaction details confidential at all times. You may use Credit/Debit Card, Internet Banking, UPI, Wallet and Request a payment options to make your purchase. Are there any hidden charges (Packing forwarding, GST, Cess) when I make a purchase on SchoolChamp ? There are NO hidden charges when you make a purchase on SchoolChamp website. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay. Any extra shipping charge based on minimum value and discount applied is clearly reflected in your cart details. How do I pay using a credit/debit card ? Currently we accept payments made through credit/debit cards issued in India only, however as we grow we shall accept payments through credit/debit cards issued in other countries too. Credit cards We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to our secured payment gateway partner's page for entering the online 3D Secure payment transaction details. Our payment gateway partners operate within the security guidelines laid down by RBI and other banking and cyber regulatory authorities in India. Debit cards We accept payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment. Is it safe to use my credit/debit card on SchoolChamp ? Your online transaction on SchoolChamp is secure with the highest levels of transaction security currently available on the Internet. SchoolChamp uses encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing. All credit card and debit card payments on SchoolChamp are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification. What steps does SchoolChamp take to prevent card fraud ? SchoolChamp realizes the importance of a strong fraud detection and resolution capability. We and our online payment partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team. In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. What is a 3D Secure password ? The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the "Verified by VISA" and "Mastercard SecureCode" services, respectively. The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases. Can I use my bank's Internet Banking feature to make a payment ? Yes. SchoolChamp offers you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction. Can I make a credit/debit card or Internet Banking payment on SchoolChamp through my mobile ? Yes, you can make credit card payments through the SchoolChamp mobile site and application. SchoolChamp uses encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks. For any further query related to payment, pl. write to us onsupport@electrocon.netor speak to our customer support executive on +91-22-2756 3637.
